YMS starts the conversation with openness, flexibility, and ease.
Feel free to call us: 1-207-797-4100

About Us

YMS was created by Spencer Melnick, LCSW and Jane Honeck, CPA, PFS. Together they cover both sides of the money dynamic: psychological and financial, male and female, mature and more mature, jew and gentile. Their collective experience includes business consulting, executive coaching, psychotherapy, financial planning and leadership training.

Based in Maine, they have developed The Money Dynamic an interactive, web program introducing money awareness, neuroscience and relationships to the field of finance. They believe that ineffective money conversations and management are about your personal relationship with money and that to find success with the numbers you must first conquer the relational side of money. Their programs apply this concept to individuals, couples, businesses, non-profits and professionals.

Jane Honeck, CPA, PFS, PCC
Jane counseled individuals and businesses for over 30 years as a traditional financial consultant at Honeck-O’Toole Certified Public Accountants, the firm she founded in 1982 in Portland, Maine after working for a Big 8 accounting firm. As a CPA and Personal Financial Specialist (PFS), Jane worked with thousands of individuals and businesses helping them make sense of their financial world.

She trained under empowerment pioneers, Gail Straub and David Gershon and became a Certified Empowerment Trainer with the Empowerment Institute of New York. She has developed several financial workshops and money coaching programs that combine her extensive money management experience with her in-depth awareness of human consciousness and reflect her passion for helping her clients discover the money beliefs that underlie their relationship with money.

She furthered her education at the Gestalt International Study Center, where she became a Professional Certified Coach (PCC) with the International Coaching Federation (ICF) as well as a GISC Certified Coach. She is currently a Professional Associate at the Center.

Jane is also author of the internationally published, award-winning book, The Problem With Money? It's Not About the Money!

Spencer Melnick, LCSW
Spencer Melnick, LCSW, is a psychotherapist, coach, trainer, and organizational consultant based in Portland, Maine. He provides leadership development and coaching to individuals, teams and organizations. His focus is on supporting others to develop personally and professionally, while enhancing their skills and self-awareness. This process leads to enhanced interpersonal skills, an increase in performance and productivity, and improved leadership and respect.

Spencer provides consultation for a wide vatiety of organizations at all levels of system, including teams, individuals, executives and boards. This allows a thoughtful tailored approach to working with your organisation and its specific needs. His clients range from entrepreneurial businesses to government groups and not for profit organizations.  He has trained business professionals and clinicians on best practices for achieving lasting change.   

Spencer completed his undergraduate work at Wesleyan University and his Masters at the University of Southern Maine.  He has participated in extensive graduate work at the Gestalt International Institute. He has participated in extensive graduate work in Organizational Development Training and Coaching and is also a faculty member at the Gestalt International Study Center in Cape Cod. Spencer was honored to be a Professional Associate at Gestalt, a select group of professionals, groomed to assume leadership roles in training in representing Gestalt work for future generations.