YMS starts the conversation with openness, flexibility, and ease.
Feel free to call us: 1-207-797-4100
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Why YMS?

Money is one of the most complicated issues in people’s lives because it impacts jobs, relationships, families and personal choices. Yet, with its unique position in our lives, most struggle to think and talk about it in productive and positive ways.

YMS gives you common ground and supportive language to move through challenging financial discussions and difficult decisions. It helps you understand and appreciate your own money perspective so you can do the same for others.

YMS gives you an efficient, effective tool for your financial, counseling or coaching practice. It opens the door to meaningful conversations with individuals, couples and groups. Financial planning, budget development and relationship counseling all go smoothly with YMS as part of your process.

YMS was created by Spencer Melnick, LCSW and Jane Honeck, CPA, PFS. Together they cover both sides of the money dynamic: psychological and financial, male and female, mature and more mature, jew and gentile. Their collective experience includes business consulting, executive coaching, psychotherapy, financial planning and leadership training.